Higher Net-Yields
We operate across multiple chains
We can move funds to chains where returns are temporarily higher while staying secure by working only with blue-chip, battle-tested protocols.
Earn up to 9.65% APY on your stablecoinsNext-generation stablecoin yield protocol
You make a deposit with a single click, while our on-chain allocator distributes the funds among low-risk strategies on major blockchains and continuously manages them to earn higher yield.
Deposit
Rebalanced continuously on-chain
We work with the best across the entire DeFi
Designed for passive
and protected yields
Your income is growing — the risks remain under control
One asset, many chains
We unify fragmented multi-chain yields into a single position.
L1grade
security
security
Users remain on the home chain while all multi-chain work happens within our protocol. Safely and automatically.
Withdrawals on demand
Small exits can be executed directly from the buffer.
Small exit · instant from bufferLarge exit · queued
Large exits are placed in a queue and processed as liquidity returns, allowing capital efficiency to be maintained and avoiding delays during market crashes.
Institutional-grade
security 
Managed Risk
We manage risk through strict chain and protocol restrictions, without leverage/looping and with diversification across proven low-risk strategies.
Liquidity discipline
Our fund allocation strategy is designed so that even if our users withdraw all their funds in a single day, we should be able to do so immediately in the next rebalancing.
Real-time on-chain transparency
Every position is visible: you always see where funds are, how they earn. External audits and a public status page back it up.
Transparency Page
See what your stables could earn
Move the slider to estimate your yield at the current top rate.
$
$1K$250K$500K$750K$1M
Estimated yield
+$2,522
Balance after period$27,522
APY usedup to 9.65%
Deposit USDC
Illustrative estimate, compounded monthly. APY is variable and not guaranteed.
How does Quiet Finance work?
01Deposit stables on Ethereum into the sqUSD
02Quiet Finance constantly distributes funds across whitelisted strategies on multiple chains
03Earned yield accrues to the vault, increasing the value of sqUSD over time
04When you want to exit, you unstake sqUSD and redeem USDC on Ethereum
Skip the manual yield farming
Chasing yields across chains yourself takes bridges, gas and constant attention. Quiet Finance does the work inside one position.
Doing it yourself
Moving between chains
No bridging, no chain switching
Bridge and swap for every move
Finding the best yield
Allocator rebalances continuously
Monitor pools by hand
Risk controls
Whitelisted blue-chip protocols, no leverage
Up to you to vet every protocol
Withdrawals
Small exits instant from the buffer
Unwind positions one by one
Visibility
Every position on-chain, in real time
Spreadsheets across wallets
Start earning
Frequently Asked Questions
Can’t find the answer you’re looking for? Please contact our support channel — Discord
How does it work?
When you deposit, YO allocates your assets to the highest-yielding pools across multiple chains, optimizing yield and managing rebalancing for the vault. Allocations are adjusted based on risk using Exponential.fi's trusted ratings. The underlying pool listings are transparent and can be viewed on the vault page.
What are the risks?
We work only with blue-chip, battle-tested protocols and never use leverage or looping. Funds are diversified across chains and strategies, every contract we touch is audited, and the full allocation is visible on-chain at any time.
What fees do you charge?
There is no deposit fee and no management fee. We take a performance fee only on the yield actually earned, so if your position does not grow, you pay nothing. Network gas is the only other cost.
How quickly can I withdraw?
Small withdrawals are executed instantly from the liquidity buffer. Larger exits enter a queue and are processed as liquidity returns from the strategies, which keeps capital efficient and avoids forced unwinds during market stress.
Put your stablecoins to work
One deposit. Every major chain. Yield that keeps compounding while you do nothing.
Deposit
Launch Appsoon